FX Exposure Agent
When a client abroad pays late, an AI agent writes the PayPal reminder or early-payment offer in your voice. You approve with one click — and see what exchange rates can do to the money still waiting.
Loading your PayPal invoices…
When a client abroad pays late, an AI agent writes the PayPal reminder or early-payment offer in your voice. You approve with one click — and see what exchange rates can do to the money still waiting.
Loading your PayPal invoices…
Maya, freelance designer in the US · clients in Europe, the UK and Japan · demo book · shown in JPY, so her US-dollar invoices count as foreign here
Live · PayPal sandbox · as of 2026-10-31Unpaid amounts by currency and by when they fall due. Darker cells hold more money in JPY terms.
Click a cell to see those invoices in the grid below; click a currency to see all of its invoices.
Not in the table above: ¥1.70M owed in JPY across 4 open invoices — no exchange-rate risk (the grid below lists them too, because late ones are chased like any other).
Sort any column, search, and download the list. “Agent today” shows what the agent proposed or did for each invoice; an invoice number opens it in PayPal as the client sees it.
Loading the invoice list…
Money that arrived was worth −¥30K in JPY on the day it was paid compared with the day it was invoiced — −¥7,484 of that during days the payment was late.
History, not a forecast: rate moves while you waited went +¥5,782 for you and −¥36K against you. The next wait can go either way.
| Invoice | Received | Invoiced → paid | Days late | Effect in JPY |
|---|---|---|---|---|
| FXA-2004-r53 | EUR 3,200.00 | 2026-08-23 → 2026-09-20 (28 days) | −¥15K | |
| FXA-4003-r53 | GBP 1,400.00 | 2026-09-01 → 2026-10-19 (48 days) | 18 | −¥8,076 |
| FXA-2007-r53 | EUR 1,400.00 | 2026-08-02 → 2026-09-12 (41 days) | 11 | −¥7,658 |
| FXA-1006-r53 | USD 1,200.00 | 2026-09-09 → 2026-10-06 (27 days) | +¥5,782 | |
| FXA-2006-r53 | EUR 1,200.00 | 2026-09-28 → 2026-10-30 (32 days) | 2 | −¥3,384 |
| FXA-1005-r53 | USD 900.00 | 2026-08-28 → 2026-09-25 (28 days) | −¥1,884 |